5Q Quadrants·of·Risk

Risk register · entry

Q1 · Predictable

Air Canada chatbot

A tribunal held an airline liable for a refund policy its chatbot invented.

Documented, foreseeable risks that were ignored anyway. The failure is attention, not information.

Quadrant
Q1 Predictable
Year
2024
Impact
C$812
Sector
Airlines
Region
N. America
Category
Technological

Why this quadrant

The underlying mechanism was garden-variety negligent misrepresentation with one plaintiff and a capped, quantifiable loss, a simple linear payoff with a thin, bounded tail, so it stays in Q1 even though the delivery mechanism, an AI chatbot, sounded exotic enough that Air Canada tried to argue for a murkier category of liability.

The record

  • C$812.02 total damages and fees ordered by the tribunalcertain
  • C$650.88 of that total was the bereavement fare differencecertain
  • C$36.14 pre-judgment interest and C$125 tribunal fees making up the restcertain
  • Incident date: November 2022 (chatbot interaction and booking)certain
  • Ruling date: 14 February 2024, BC Civil Resolution Tribunal, Moffatt v. Air Canada, 2024 BCCRT 149certain
  • Chatbot claimed a 90-day retroactive window to file for the bereavement discountcertain
  • Air Canada initially offered a $200 CAD voucher before Moffatt filed the claimlikely
  • Total round-trip ticket cost 'over $1,400 CAD' per CBS reportinguncertain
  • Tribunal member: Christopher C. Riverscertain
  • Armilla/Lloyd's AI hallucination insurance product launched 2025, citing Air Canada as a motivating caselikely

Sources

  1. CBS News
  2. Forbes
  3. The Decoder
  4. CanLII

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